iptiQ Life S.A. Niederlassung Deutschland
Germany
https://careers.swissre.com/job/Munich-Product-Manager-%28Actuarial%29-iptiQ-EMEA-P&C-%28mfx%29-BY/527515601/
By Product Manager (f/m/x) Schadenmanager Schadenversicherung (Versicherungsfachwirt, Versicherungskaufmann, Kaufmann für Versicherungen und Finanzen) bzw. Spezialist Unfallversicherung (w/m/d) About the team We put the consumers' needs in the centre of what we do, aim to become a digital champion and believe in data-based learning. We use the Swiss Re network to access state-of-the-art technologies and capabilities, combine it with local expertise and an innovative mindset, constantly questioning current ways of offering insurance. Our aim is to drive the digitalisation of the P&C insurance business in Europe, combining insurance know-how and e-commerce competencies, as well as the dynamic spirit of a start-up with the backing of Swiss Re. Do you enjoy thinking ahead and identifying new opportunities or anticipate future challenges? Do you like driving complex, cross-functional projects in an agile way? Do you enjoy pushing borders and have a passion for the latest technologies? About the role As Product Manager (f/m/x), you will have a unique and exciting opportunity to join us: a diverse and motivated team, committed to delivering value and innovative services together with our clients and partners in the primary insurance market. You will be a member of the Insurance & Propositions department, and will be responsible for the development of easy-to-understand and innovative insurance products suitable for digitalization for our initial focus markets Switzerland and Germany. You will work closely in cross-functional teams, evaluating key consumer needs to build a great customer experience, using state-of-the-art technology solutions. While enabling attractive sales journeys, you will ensure robust underwriting, and work together with the Claims team to ensure end-to-end automation capabilities. You will report to the Head of Insurance & Propositions. Your key tasks and responsibilities: Develop innovative and easy-to-understand P&C products, starting from our customers' perspective and in close collaboration with claims Create very modular products, enabling high flexibility on coverage and object bundles while keeping adverse selection and moral hazard risks under tight control Work closely with UX designers to create new consumer propositions, focusing on simplifying insurance products and on Quote & Bind journeys as well as on increasing transparency Monitor market developments, evaluate upcoming consumer needs and perform competitor benchmarking to ensure adequate positioning of our products Be responsible for your own market / partners and manage your product portfolio through continuous testing of different bundles, tariffs and sales journeys Closely monitor your product portfolio and customer composition, gather relevant data to continuously gain new insights and adjust our product offering to optimize performance and profitability Participate in sales pitches and ideation workshops as part of a cross-functional team to onboard new distribution partners in your market We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, colour, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. About you Several years' experience of working in personal lines P&C product departments in Germany or Switzerland Solid understanding of regulatory requirements around T&C development and a strong view on underlying trends governing main or niche P&C product categories Creativity and the ability of having many ideas on how to improve the current market practices and enhancing the customer experience through simplified and transparent products Hands-on, flexible and independent working style, embracing cross-functional teams and partnering with distribution partners from different industries and backgrounds Technology minded with a clear view on how technology can be used for customer-friendly underwriting and more attractive insurance products Entrepreneurial skills and the ability to demonstrate commercial acumen when partnering with distributors and driving product innovation Communication skills for clearly and effectively dealing with internal and external business leaders within and outside the insurance industry Fluency in German and English; fluency in other EU languages is an advantage About iptiQ EMEA P&C Become a part of a growing and dynamic entrepreneurial team within the established Swiss Re Group. iptiQ is a start-up unit, established to provide innovative protection solutions directly to consumers. Our team delivers the coordination, infrastructure and competences that are key to driving forward this new business; working closely with our partners and clients. Our mission is to reduce the protection gap by simplifying life insurance and making it more accessible to people. Our motto is «now life is easier for everyone». For us this means making life insurance easier to sell, to buy and to trust. Take a risk worth taking. Register and apply. Reference code: 84945 Job Location: Germany - Munich Regular Full-Time Employee www.swissre.com/careers
Finanzdienstleistung/ Versicherung
Banken/ Finanzdienstleistungen
Projektleitung/ Stabstelle/ Spezialist
Angestellter/ Fachkraft
Vollzeit
80331 München