Product Manager (f/m/x)

80331 München

Daten dieser Anzeige

Job-ID: 011584907
Product Manager (f/m/x)

iptiQ Life S.A. Niederlassung Deutschland


Develop innovative and easy-to-understand P&C products, starting from our customers' perspective and in close collaboration with claims Create very modular products, enabling high flexibility on coverage and object bundles while keeping adverse selection and moral hazard risks under tight control Work closely with UX designers to create new consumer propositions, focusing on simplifying insurance products and on Quote & Bind journeys as well as on increasing transparency Monitor market developments, evaluate upcoming consumer needs and perform competitor benchmarking to ensure adequate positioning of our products Be responsible for your own market / partners and manage your product portfolio through continuous testing of different bundles, tariffs and sales journeys Closely monitor your product portfolio and customer composition, gather relevant data to continuously gain new insights and adjust our product offering to optimize performance and profitability Participate in sales pitches and ideation workshops as part of a cross-functional team to onboard new distribution partners in your market

By Product Manager (f/m/x) Schadenmanager Schaden­versicherung (Versicherungs­fachwirt, Versicherungs­kaufmann, Kaufmann für Versicherungen und Finanzen) bzw. Spezialist Unfall­versicherung (w/m/d) About the team We put the consumers' needs in the cen­tre of what we do, aim to become a dig­i­tal cham­pion and be­lieve in data-based learn­ing. We use the Swiss Re net­work to access state-of-the-art tech­nol­o­gies and capa­bil­i­ties, com­bine it with local exper­tise and an inno­va­tive mind­set, con­stantly ques­tion­ing cur­rent ways of offer­ing insur­ance. Our aim is to drive the dig­i­ta­li­sa­tion of the P&C insur­ance busi­ness in Europe, com­bin­ing insur­ance know-how and e-com­merce com­pe­ten­cies, as well as the dynamic spirit of a start-up with the back­ing of Swiss Re. Do you enjoy thinking ahead and iden­ti­fy­ing new oppor­tu­ni­ties or antic­i­pate future chal­lenges? Do you like driv­ing com­plex, cross-func­tional proj­ects in an agile way? Do you enjoy push­ing bor­ders and have a pas­sion for the lat­est tech­nol­ogies? About the role As Product Manager (f/m/x), you will have a unique and excit­ing oppor­tu­nity to join us: a diverse and moti­vated team, com­mit­ted to deliv­er­ing value and inno­va­tive ser­vices to­gether with our cli­ents and part­ners in the pri­mary insur­ance market. You will be a member of the Insur­ance & Prop­o­si­tions depart­ment, and will be respon­si­ble for the devel­op­ment of easy-to-under­stand and inno­va­tive insur­ance prod­ucts suit­able for dig­i­tal­i­za­tion for our ini­tial focus mar­kets Switzer­land and Ger­many. You will work closely in cross-func­tional teams, eval­u­at­ing key con­sumer needs to build a great cus­tomer expe­ri­ence, using state-of-the-art tech­nol­ogy solu­tions. While en­abling attrac­tive sales jour­neys, you will ensure robust under­writ­ing, and work to­gether with the Claims team to ensure end-to-end auto­ma­tion capa­bil­i­ties. You will report to the Head of Insur­ance & Prop­o­si­tions. Your key tasks and respon­si­bil­ities: Develop innovative and easy-to-under­stand P&C prod­ucts, start­ing from our cus­tom­ers' per­spec­tive and in close col­lab­o­ra­tion with claims Create very modular prod­ucts, en­abling high flex­i­bil­ity on cov­er­age and object bun­dles while keep­ing ad­verse selec­tion and moral haz­ard risks under tight control Work closely with UX design­ers to cre­ate new con­sumer prop­o­si­tions, focus­ing on sim­pli­fy­ing insur­ance prod­ucts and on Quote & Bind jour­neys as well as on in­creas­ing trans­parency Monitor market devel­op­ments, eval­u­ate up­com­ing con­sumer needs and per­form com­pet­i­tor bench­mark­ing to ensure ade­quate posi­tion­ing of our products Be responsible for your own mar­ket / part­ners and man­age your prod­uct port­fo­lio through con­tin­u­ous test­ing of dif­fer­ent bun­dles, tar­iffs and sales journeys Closely monitor your prod­uct port­fo­lio and cus­tomer com­po­si­tion, gather rel­e­vant data to con­tin­u­ously gain new in­sights and adjust our prod­uct offer­ing to opti­mize per­for­mance and prof­it­ability Participate in sales pitches and ide­a­tion work­shops as part of a cross-func­tional team to on­board new dis­tri­bu­tion part­ners in your market We are an equal opportunity em­ployer and value diver­sity at our com­pany. We do not dis­crim­i­nate on the basis of race, reli­gion, colour, na­tional ori­gin, gen­der, sex­ual ori­en­ta­tion, age, mar­i­tal sta­tus, vet­eran sta­tus, or dis­abil­ity status. About you Several years' experi­ence of work­ing in per­sonal lines P&C prod­uct depart­ments in Ger­many or Switzer­land Solid understanding of reg­u­la­tory re­quire­ments around T&C devel­op­ment and a strong view on under­ly­ing trends gov­ern­ing main or niche P&C prod­uct cat­e­gories Creativity and the ability of hav­ing many ideas on how to im­prove the cur­rent mar­ket prac­tices and enhanc­ing the cus­tomer expe­ri­ence through sim­pli­fied and trans­par­ent products Hands-on, flexible and inde­pen­dent work­ing style, embrac­ing cross-func­tional teams and part­ner­ing with dis­tri­bu­tion part­ners from dif­fer­ent indus­tries and back­grounds Technology minded with a clear view on how tech­nol­ogy can be used for cus­tomer-friend­ly under­writ­ing and more attrac­tive insur­ance products Entrepreneurial skills and the abil­ity to dem­on­strate com­mer­cial acu­men when part­ner­ing with dis­trib­u­tors and driv­ing prod­uct inno­vation Communication skills for clearly and effec­tively deal­ing with inter­nal and exter­nal busi­ness lead­ers with­in and out­side the insur­ance industry Fluency in German and Eng­lish; flu­ency in other EU lan­guages is an ad­vantage About iptiQ EMEA P&C Become a part of a growing and dynamic entrepre­neurial team within the estab­lished Swiss Re Group. iptiQ is a start-up unit, estab­lished to pro­vide inno­va­tive pro­tec­tion solu­tions directly to con­sumers. Our team deliv­ers the coor­di­na­tion, infra­struc­ture and com­pe­tences that are key to driv­ing for­ward this new busi­ness; work­ing closely with our part­ners and clients. Our mis­sion is to reduce the pro­tec­tion gap by sim­pli­fy­ing life insur­ance and mak­ing it more acces­si­ble to people. Our motto is «now life is easier for every­one». For us this means mak­ing life insur­ance easier to sell, to buy and to trust. Take a risk worth taking. Register and apply. Reference code: 84945 Job Location: Germany - Munich Regular Full-Time Employee

Finanzdienstleistung/ Versicherung

Banken/ Finanzdienstleistungen

Projektleitung/ Stabstelle/ Spezialist

Angestellter/ Fachkraft


80331 München